Homeowners Insurance

Serving Santa Rosa & Sonoma County Residents

Homeowners Insurance covers your home, other structures on your property, your personal property and more. It is also designed to provide coverage when someone is hurt or property is damaged and you are found liable.

Call me to discuss your needs and to receive a competitive quote from several insurance companies.

Read this Fact Sheet for tips on what to watch out for when you purchase a home. These tips may help you spot hidden damage and avoid unforeseen repairs.

 

 

Condominium Insurance

 

 

Condominiums are often less expensive than houses and usually do not require as much maintenance. However, these factors do not simplify your insurance coverage! Purchasing insurance for your condominium is not as straight-forward as purchasing insurance for a house.

It is a little known fact that typical condo insurance policies provide only $1,000 in coverage for the building. Often, however, the unit owner is actually responsible for insuring a good portion of the building, leaving the unit owner significantly under-insured when a claim occurs.

Make sure you receive a copy of the CC&Rs (Codes, Covenants and Restrictions) as well as the Bylaws. These documents will specify the areas of the building which you, the unit owner, will have the responsibility to insure.

Read my Fact Sheet about Condominium Insurance for more information.

 

 

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